Services

Home Loans

A home loan is a secured loan used to purchase property, with the home itself serving as collateral. Home loans offer flexible terms, low interest rates, and long repayment periods. Once repaid, ownership transfers fully to the borrower. At GT4 Investment Pty Ltd, we specialise in sourcing the best home loan options in Australia, tailored to your goals. Whether you’re buying your first home or refinancing your existing mortgage, our experienced mortgage brokers help you find competitive rates, ideal structures, and lender options that fit your budget. We provide personalised guidance and ongoing support, making the process simple, transparent, and stress-free.

Personal Loan

A personal loan can help cover a variety of expenses, from home renovations and education to weddings, business start-ups, or emergency costs. With a fixed interest rate and set repayment period, personal loans offer predictable monthly payments and flexible borrowing options. At GT4 Investment, we compare offers from multiple lenders to help you secure the best personal loan in Australia. Whether you want to consolidate credit card debt, fund a personal project, or manage unexpected costs, our finance specialists provide clear, professional advice. We’ll help you understand your options and find a personal loan that suits your financial situation and lifestyle.

Refinance Loans

Refinancing involves paying off your existing loan and replacing it with a new one—often at a lower interest rate or with better terms. Homeowners refinance to save money, access equity, or simplify repayments. At GT4 Investment, we help Australians compare refinance mortgage options and identify the best solution for their goals. Our experts assess your current loan, lender offers, and financial situation to ensure a smooth, cost-effective transition. Whether you want to reduce interest, shorten your loan term, or consolidate debt, we provide strategic guidance every step of the way. Contact us today to discover how refinancing can benefit you.

Investment Loans

An investment loan allows you to borrow funds to purchase assets that can grow in value over time—such as property or managed investments. These loans help you build wealth faster while taking advantage of tax benefits and compounding growth. At GT4 Investment, we design customised investment loan strategies that align with your long-term financial goals. Our brokers explain how interest-only options, negative gearing, and loan structures can influence returns. Whether you’re starting your first investment or expanding your portfolio, we’ll help you select a competitive, sustainable investment loan that maximises growth potential and supports your financial freedom.

Business Loans

Business loans provide essential funding for operations, growth, or new opportunities. Depending on your business assets, you may qualify for secured or unsecured lending. Secured loans offer better rates if backed by property or equipment, while unsecured loans rely on your cash flow and credit profile. At GT4 Investment, we specialise in helping Australian businesses access the right business finance solutions. We compare multiple lenders, evaluate eligibility criteria, and guide you through documentation. Whether you’re expanding, buying equipment, or managing cash flow, we’ll help you secure a business loan that fits your objectives and supports your long-term success.

General Insurance

General insurance protects your most valuable assets—your home, car, and belongings—from unexpected loss or damage. At GT4 Investment, we provide clear guidance on the right insurance solutions in Australia for your needs. From home and contents insurance to vehicle and travel coverage, our experts explain what’s included, how to claim, and what protection you truly need. We believe in simplifying the insurance process so you can make informed, confident decisions. Speak with us today to ensure your lifestyle and assets are fully protected.

Equipment Finance

Equipment finance helps businesses purchase essential assets—like computers, vehicles, or heavy machinery—without large upfront costs. It’s a smart solution for managing cash flow while investing in growth. At GT4 Investment, we tailor equipment finance options to suit your business size, goals, and industry. Whether you run a small business or manage a national operation, we’ll find flexible terms and competitive rates. Our brokers explain the pros and cons of leasing, chattel mortgages, and hire purchase agreements, helping you make the right decision. Contact us on 0426 822 971 to speak with an equipment finance expert today

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Home Loans

Personal Loan

Refinance Loans

Investment Loans

Business Loans

General Insurance

Equipment Finance

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0426 822 971